T-Bill Ladder Calculator
Split a purchase into a staggered T-bill ladder.
Your T-bill numbers never leave your browser — all math runs locally.Try: Face value=1000, Purchase price=980, Days to maturity=182, Rungs=4 → 4, $250, 46 days, 91 days, 137 days, 182 days, 46 days
How to use
A ladder buys several maturities so a portion rolls over constantly. Enter the rungs to see the stagger.
FAQ
Why build a ladder?
It smooths reinvestment and gives steady liquidity as rates change.
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