TBillLab

T-Bill Reinvestment Calculator

Roll T-bills over several cycles and see total profit.

Your T-bill numbers never leave your browser — all math runs locally.
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Try: Face value=1000, Purchase price=980, Days to maturity=182, Reinvest cycles=4 → $20, 4, $80, $1,060, 1.99, 0.0409%

How to use

Each cycle earns the discount; rolling reinvests the proceeds. The calculator totals profit and the blended annual return.

FAQ

What is reinvestment risk?

If rates fall, each rollover may earn less — a ladder reduces that risk.

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